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Credit Analyst
Posted 3 hours ago
Location
Sydney,
New South Wales
Salary
$75,000 - $90,000
per annum
Specialty
Accounting & Finance and Accounting Support
Job Type
Permanent
Job ID
44674
Job Details

Sydney CBD | Hybrid | Growing Non-Bank Lender

Join a high-growth, well-backed non-bank lender at a pivotal stage of expansion. With strong foundations in asset finance and exciting plans to diversify into personal and home lending, this is an opportunity to step into a role where your impact will be seen and valued from day one.

Reporting to an experienced and highly regarded Credit Team Leader, you’ll play a key role in evaluating and approving credit applications while supporting strong customer and broker outcomes.

This position offers a balanced mix of credit analysis and stakeholder engagement (approx. 75% credit / 25% customer interaction), making it ideal for someone who enjoys both decision-making and relationship management.

You’ll be joining a close-knit, high-performing team of six, known for its collaborative culture, diversity, and supportive leadership.

The Role

  • Assess and decision asset finance applications in line with credit policy and delegated lending authority;

  • Approve deals within your mandate and escalate more complex scenarios where required;

  • Manage a steady pipeline of applications, ensuring SLAs and turnaround times are consistently achieved;

  • Engage with broker partners to validate information, resolve queries, and provide updates;

  • Identify potential risks and apply sound judgement to credit decisions;

  • Contribute to ongoing improvements across credit processes and systems; and

  • Partner with internal teams to deliver seamless customer outcomes.

Key Responsibilities

  • Assess and decision credit applications within policy and DLA;

  • Manage a high-volume pipeline (15–16 apps per day);

  • Liaise with brokers to validate information and resolve queries;

  • Meet SLAs (approx. 90-minute turnaround); and

  • Escalate higher-risk or complex deals where required.

About You

  • Experience in credit assessment within banking, asset finance, or financial services;

  • Strong understanding of credit risk and lending frameworks;

  • Comfortable working in a fast-paced, volume-driven environment;

  • Confident making decisions and managing delegated authority;

  • Excellent communication skills, particularly with external stakeholders such as brokers;

  • Highly organised with strong attention to detail; and

  • Team-oriented mindset with a proactive approach.

How to Apply

For more information or a confidential discussion please email Steph Harrison on stephanie.harrison@uandu.com quoting reference number 44674.

At u&u Recruitment Partners, we value diversity, equity and inclusion. We welcome applications from Aboriginal and Torres Strait Islander people, people with diverse cultural and linguistic backgrounds and people with disability.

Should you require reasonable adjustments or have a preferred method of communication throughout the recruitment process, we encourage you to make a request via adjustments@uandu.com or phone the above-mentioned u&u consultant to discuss. In response to these requests, we will collaborate closely with you to implement the appropriate adjustments.

Additionally, for a barrier-free and inclusive online experience, you can access u&u’s opportunities using accessibility software Recite Me at https://www.uandu.com/jobs.

Please submit your resume in Word format only.