About the Role:

Join a highly successful, progressive, and fast-growing ASX-listed financial services group headquartered in Melbourne as their new Senior Credit Risk & Modelling Analyst.

This is a highly technical, strategic position within the Group Risk & Compliance team. This is not a credit assessment or application processing role.
 
Key Responsibilities:

• End-to-end building, optimization, and validation of Application and Credit Scorecards;

• Design and maintain robust models focusing on core credit risk parameters: PD, EAD, and LGD;

• Conduct continuous, incisive analysis of loan portfolio performance, evaluating macro/microeconomic indicators and borrower behavior to set risk appetite;

• Calculate and report Expected Credit Loss (ECL) to project 12-month portfolio loss horizons and ensure accurate forecasting;

• Recommend and influence changes to product lending policies, net margin pricing, and risk-mitigation strategies;

• Work closely with cross-functional business units and participate directly/indirectly in credit committee assessments for new business opportunities; and

• Leverage and enhance complex data mining capabilities to ensure seamless portfolio querying and reporting.

What We’re Looking For:

• Direct, hands-on experience building credit scorecards and risk models;

• A rock-solid understanding of Basel/IFRS 9 concepts (PD, EAD, LGD, and ECL);

• Solid experience within the loans/lending space; and

• High proficiency in data mining and statistical modeling tools (e.g., SQL, SAS, Python, or R).

How to Apply:
 
For more information or a confidential discussion please email Angus Harding at u&u at angus.harding@uandu.com
 
At u&u Recruitment Partners, we value diversity, equity and inclusion. We welcome applications from Aboriginal and Torres Strait Islander people, people with diverse cultural and linguistic backgrounds and people with disability.
 
Should you require reasonable adjustments or have a preferred method of communication throughout the recruitment process, we encourage you to make a request via adjustments@uandu.com or phone the above-mentioned u&u consultant to discuss. In response to these requests, we will collaborate closely with you to implement the appropriate adjustments.
 
Additionally, for a barrier-free and inclusive online experience, you can access u&u’s opportunities using accessibility software Recite Me at https://www.uandu.com/jobs.
 
Please submit your resume in Word format only.